OUR SPONSORS
FINDI
Findi Limited (ASX: FND) is an ASX-listed fintech company with almost two decades of experience in payments and ATM management in India. Operating as Transaction Solutions International (India) Pvt Ltd (TSI), the company delivers a wide range of cash, digital payment, and last-mile banking solutions across rural and remote parts of the country.
With a robust network of 10,000+ Brown Label ATMs and 1,80,000+ merchants, Findi processes close to 700 million transactions annually, serving over 4 million customers each day.
For More Information:
https://findi.co/
UPTIQ
Founded by industry veterans, Uptiq is the enterprise-ready AI platform purpose-built to modernize financial services workflows. With deep domain expertise, our sophisticated AI powers a unified solution that enhances operational efficiency and maximizes team capacity, driving superior outcomes through a better client experience. Uptiq delivers rapid results through easily deployable AI agentic apps and an innovative AI Workbench that enables institutions to adapt and scale with evolving business needs. Trusted by over 140 financial institutions, including Focus Financial Partners, Orion, Broadridge, and TransPecos Banks, Uptiq is the proven AI partner for highly regulated industries. With over $1 billion in transactions processed and more than $23M in equity funding, Uptiq isn’t just shaping the future of AI in financial services — it’s leading it lence.
Zrika
Zrika is an innovation-led fintech company driving the evolution of digital finance in India. We combine deep domain expertise with advanced technology to simplify the complexities of modern banking. Guided by a mission to empower institutions with intelligent infrastructure, we build solutions that adapt, scale, and stay compliant. Our commitment to speed, security, and simplicity enables clients to unlock new opportunities and enhance customer trust. At Zrika, we don’t just follow trends—we shape them. With a future-ready mindset and a focus on real-world impact, we are redefining how financial ecosystems operate in a connected world.
Aadiswan
AadiSwan is a leading provider of AI-driven lending solutions, empowering financial institutions across India and the Middle East. Our suite of products—CredPro, CADPro, EWSPro, CAMPro, and ESMSPro—streamlines underwriting, risk assessment, compliance, and ESG management. Built by industry experts, our platforms combine deep domain knowledge with automation to enhance efficiency, reduce costs, and accelerate go-to-market. Scalable and flexible, AadiSwan supports diverse business models, helping clients bridge the credit gap and drive sustainable growth. We’re redefining financial excellence through intelligent, practical, and reliable solutions.
Finastra
Finastra’s purpose is to unlock the power of finance for everyone.
A global provider of financial software applications. Finastra also serve institutions of all sizes, providing award-winning software solutions and services across Lending, Payments, Treasury & Capital Markets and Universal Banking (Retail, Digital, and Commercial Banking) for banks to support direct banking relationships and grow through indirect channels, such as embedded finance and Banking as a Service.
Our people are our greatest asset. Our open culture champions diversity, equity and inclusion and offers skills-based learning for relevant career growth. Our pioneering approach and commitment to open finance, open culture, and collaboration is why we are trusted by over 8,000 institutions, including 45 of the world’s top 50 banks.
NEOKRED
Neokred is a leading fintech company specializing in embedded finance, fraud prevention, and financial infrastructure solutions. Focused on simplifying complex financial processes, Neokred enables businesses to streamline operations, enhance security, and scale efficiently.
With expertise in digital payments, UPI, financial compliance, and risk management, Neokred collaborates with businesses across industries to create impactful and transparent financial ecosystems. Guided by innovation and a commitment to excellence, Neokred is driving the future of fintech by empowering organizations to navigate and thrive in the evolving financial landscape.
For More Information:
https://www.neokred.tech/
LenDenClub
LenDenClub is India’s largest RBI-registered (NBFC-P2P) Peer-to-Peer (P2P) lending platform. We connect lenders seeking high returns with creditworthy borrowers in need of short-term loans, bridging the gap left by traditional credit institutions. With over 2.5 crore users and ₹16,000 crore+ in loans disbursed, we command more than 50% of India’s P2P lending market. Our 4.4+ rating on the app store reflects our commitment to offering a trustworthy and secure lending experience. Powered by cutting-edge technology and a user-first approach, LenDenClub has been profitable for three consecutive years, setting new benchmarks in India’s evolving fintech ecosystem.
CRIF
CRIF India is one of India’s leading providers of Credit Information, Business Information, Analytics, Scoring, Credit Management, and Decisions Solutions. CRIF High Mark is one of the four RBI authorized credit bureaus in India which provide personal and business credit scores. With one of the largest databases of individuals and businesses from over 4000 financial institutions, CRIF High Mark provides credit information services for and supports millions of lending decisions every month. CRIF Scores have become the most trusted indicator for prudent decision-making by credit grantors. Banks/financial institutions obtain an abridged credit report and CRIF Score by making an inquiry on your profile/business while evaluating your loan application. CRIF India brings together the best of both worlds comprehensive data and sophisticated dedupe technology for India along with global best practices, expertise in scoring, and top-rated credit management software solutions to add most value to our clients.
Bureau
Bureau is a modern no-code fraud detection, and identity decisioning platform. It delivers accurate conclusions about the trustworthiness of digital identities to prevent fraud and ease compliance, resulting in seamless digital journeys for legitimate customers. The single AI-architected platform provides banks, fintechs, gaming, and gig economy companies with a complete range of fraud, risk and compliance solutions in over 100 markets globally.
Backed by leading global investors, including Quona Capital, Village global, Commerce Ventures, Okta (Nasdaq) , and GMO Payments (Tokyo), Bureau is headquartered in San Francisco, with a global presence in India, Southeast Asia, and the Middle east. Learn more at https://www.bureau.id/
ValueMomentum
ValueMomentum is a trusted technology services and solutions partner to financial services firms. With a strong track record of enabling Digital Transformation, the company helps banks and financial institutions leverage Data and AI for actionable insights and deliver seamless Digital Experiences. We also enable modernization through Cloud Enablement, Legacy System Transformation, Business Rules Engine (BRE) implementation, Integration and API Management, and end-to-end Managed QA Services powered with accelerators. With nearly 25 years of experience, our mid-sized IT services organization has empowered over 150 BFSI companies through tailored technology solutions, backed by a dedicated team of over 5ooo professionals
Manipal Payment and Identity Solutions Limited
Manipal Payment and Identity Solutions Limited Manipal Payment and Identity Solutions (MPi) provides comprehensive card services that cover the entire spectrum — creation, design, manufacturing, and delivery to the end customer. From personalized banking cards to premium quality collaterals with innovative packaging, we enable a unique customer experience for our partners and their customers.
1. Card Personalisation
2. Smart Packaging
3. Secure Logistics
4. Instant Issuance
DreamFolks
DreamFolks is India's largest airport services aggregator, facilitating an enhanced travel & lifestyle experience to customers, through its proprietary technology platform. A service provider for all the leading Card Networks and Issuers, DreamFolks began its journey over a decade ago and since then the company has transformed from being an airport lounge access aggregator to an end-to-end technology solutions provider for designing and delivering services that enhance the travel experience.
DreamFolks client portfolio comprises of top Banks, Card Networks, Airlines, OTAs, and Enterprises. DreamFolks technology platform enables end-users to access travel & lifestyle services via bank-issued credit & debit cards. The business model targets and integrates Clients at one end with various service providers at the other end. The brainchild of Liberatha Kallat, Chairperson & Managing Director at DreamFolks, the company ensures seamless journey for customers travelling from their homes to their final destinations through a wide range of services covering lounge access, meet & assist, airport transfers, golf, F&B, spa, transit hotels/nap rooms, travel SIM, visa services, highway F&B, healthcare, beauty & grooming, and more.
DreamFolks, the incubator of airport services industry in India, has a global presence extending to 3000+ touchpoints in 100+ countries across the globe.
EasyRewardz
EasyRewardz Delivering engaging & scalable solution for BFSI Financial institutions and banks now realize that loyalty programs are not just a tool to attract new customers but also a building block to nurture relationship with the customers. Unlike the old days where banking meant just monetary transactions between banks and customers. The modern era of banking is built upon not just a transactional relationship but also a personal and emotional relationship between the bank and its customers.
Finkeda
We at Finkeda are renowned for easy, reliable, instant digital banking services and unparalleled fintech solutions while assuring digital convenience in small towns and rural areas. Customers in remote areas can now effortlessly take advantage of a comprehensive range of digital banking and financial services just by visiting nearby Finkeda merchants. Our goal is to make every digital banking service easily accessible, secure, and even more convenient everywhere..
Nicobar
Nicobar In a world that often overlooks the magic of discovery, Nicobar remains open to simple serendipities: life’s happy accidents and those unexpected pops of whimsy that infuse a little wonder into every day. We’re not just a brand. We’re creating a modern Indian way of living, dressing, and looking at the world.
Loylty Rewardz
Loylty Rewardz is India’s largest Loyalty & Consumer Engagement company, driven by insights, technology, and passion. A wholly owned subsidiary of BillDesk, we are the only loyalty management company in India with a PCI-DSS and ISO 27001 certification. Our Enterprise-Wide Loyalty Solutions for leading banks enable 360° customer engagement. Using actionable insights to increase customer spending, drive cross-selling and upselling, and strengthen customer relationships, we help businesses unlock sustained growth—transforming engagement into long-term loyalty.
Our Proud Sponsors From 2024
Sinch
Sinch is pioneering the way the world communicates. More than 150,000 businesses — including many of the world's largest tech companies — rely on our Customer Communications Cloud to improve customer experience through mobile messaging, voice, and email.
Deque Systems
Deque (pronounced dee-cue) stands for digital equality. For over 20 years, our software, services, and training have helped eliminate billions of accessibility barriers from websites, mobile apps, and other digital content - improving the web for everyone, including people with disabilities.
We work with enterprise-level businesses and organizations to ensure that their sites and mobile apps are accessible. Our axe tools have been downloaded nearly a billion times by accessibility champions around the world. Our experts have implemented thousands of successful accessibility programs. Our training has impacted over a hundred thousand learners. Deque is the digital accessibility industry standard.
FinBox
FinBox is a full-stack lending infrastructure company that enables any enterprise to launch and scale modern credit offerings with our ready-to-build infrastructure and risk intelligence.
Highlights from the product suite:
DeviceConnect
In-device, alternate data-based risk engine that sifts through reams of data to supercharge underwriting.
BankConnect + Account Aggregator
Automated bank statement analyser (integrated with AA), for speedy underwriting.
CollectX
An early-warning system for digitally acquired loan portfolios.
No-code credit links
A no-code stack that allows you to offer in-context loans across apps, and platforms.
Sentinel
No-code BRE that helps you define, manage, and execute business rules based on real-time analytics.
Craft Silicon
Craft Silicon is a leading financial technology solution provider and recognized as one of the most tech-savvy software groups globally.
Established in the year 2000, with a strong team of 700+ staff members, Craft Silicon supports 300+ Financial Institutions by delivering value in over 30 countries. We are focused on BFSI sector with robust Infra BCP/DR ready to implement. In Asia market, we provide robust solutions that include Loan Origination, Loan Management, Loan Collections, Delinquency Management, and Analytics etc. Managing over $16Bn. of Loan Portfolio, 117Mn. borrowers and 3.7+ Bn. transactions per year in the Asia region, Craft Silicon's journey has been one of growth and innovation with a clear focus on customer satisfaction.
Spocto
Spocto, a Yubi company, is a leading phygital debt support platform, revolutionizing collection mechanisms for banks and consumers worldwide. Spocto has prevented over 9 Crore accounts from becoming non-performing assets, saving INR 50,000 Crores+ in expected credit losses. With 50+ top financial institutions as clients and a MENA presence headquartered in Dubai International Financial Centre (DIFC), Spocto is at the forefront of innovation. Acquired in 2022, spocto is part of the Yubi Group of Companies led by Founder & CEO Gaurav Kumar. Yubi is the world’s only technology company powering the end-to-end debt lifecycle, facilitating over ₹1,40,000 Cr in debt volumes, reducing collections costs by 57%, and fostering inclusivity and transparency in the financial ecosystem. Together, Yubi and Spocto are democratizing capital flow and reshaping the future of finance
Finastra
Finastra’s purpose is to unlock the power of finance for everyone.
A global provider of financial software applications and marketplaces, Finastra also launched the leading open platform for innovation, FusionFabric.cloud, in 2017. We serve institutions of all sizes, providing award-winning software solutions and services across Lending, Payments, Treasury & Capital Markets and Universal Banking (Retail, Digital, and Commercial Banking) for banks to support direct banking relationships and grow through indirect channels, such as embedded finance and Banking as a Service.
Our people are our greatest asset. Our open culture champions diversity, equity and inclusion and offers skills-based learning for relevant career growth. Our pioneering approach and commitment to open finance, open culture, and collaboration is why we are trusted by over 8,000 institutions, including 45 of the world’s top 50 banks.
CRIF India
CRIF India is one of India’s leading providers of Credit Information, Business Information, Analytics, Scoring, Credit Management, and Decisions Solutions. In India, CRIF has two companies: CRIF High Mark and CRIF Solution PVT Ltd. CRIF High Mark is an RBI licensed leading credit bureau in India with one of the largest databases of individuals and businesses. It provides credit information services and supports millions of lending decisions every month. CRIF High Mark pioneered India’s first Microfinance Bureau database, which now is World’s largest Microfinance Bureau Database. CRIF Solutions offers Analytics & Scoring services, Credit Management solutions, Decision solutions, and Business Information Reports.
CRIF is a global Fintech offering banks, financial institutions, utility companies, insurance companies, telecom players and businesses qualified support in every phase of the customer relationship: from the planning of development strategies to the acquisition, through to portfolio management and credit collection. It is included in the prestigious FinTech 100, a ranking of the leading global technology solution providers in the financial services industry. CRIF India brings together the best of both worlds – comprehensive data and sophisticated dedupe technology for India along with global best practices, expertise in scoring, and top-rated credit management software solutions – to add the most value to our clients.
CRIF has an international presence, operating over four continents (Europe, America, Africa, and Asia) in 50 countries with more than 10,500 financial institutions, 600 insurance companies, 82,000 business clients, and 1,000,000 consumers using CRIF services. CRIF India is headquartered in Mumbai, has development and an operations center in Pune, and has over 500 employees.
Synoriq Loan Management Software
Synoriq is a leading Loan Management Software company dedicated to elevating lending experience for financial institutions. Our expert solutions are tailored for banks and NBFCs, setting the stage for a new era in financial services.
Our flagship product is Synoriq LMS - which is a new-age loan management software built for scale on evolutionary architecture. Our team of 150+ strong individuals are experts in the lending industry. Our clients include some of India's topmost small finance banks and NBFCs. We are headquartered in Jaipur, with a regional presence in Mumbai and Bangalore.
We believe that a revolution will come in the LMS space when all financial institutions move to cloud-based LMS. For years, these institutions have been using legacy systems with many limitations. Our LMS is built on an “evolutionary architecture” which means - all our customers are updated with the latest tech, latest features, robust software, and quick support.
Leegality
Leegality provides Indian Banks the digital infrastructure they need to digitally transform their paperwork execution processes in a fast, easy and compliant way. With capabilities like 15+ secure eSign options, digital stamping in 25+ states, signer verification, document operations, RBI-friendly Audit Trails,easy-to-integrate APIs and more all under one roof - Banks can digitize their paperwork processes at scale without sacrificing customer experience or compliance. Top Banks like ICICI Bank, Federal Bank, Yes Bank, South Indian Bank, and others are already using Leegality to turn dreadful paperwork into a competitive advantage.
apna
Welcome to apna, the largest frontline hiring platform for BFSI. With over 5 Cr job seekers and 7 Lakh+ happy recruiters, we can easily solve BFSI's hiring challenges. Say goodbye to slow hiring, high attrition rates, and limited access to Tier 2 & 3 markets with our streamlined solutions. Join industry leaders like Axis Bank, Kotak Mahindra, & Paytm who trust apna for rapid, precise hiring.
Gridlines by OnGrid
Gridlines by OnGrid, a comprehensive suite, empowers the BFSI sector with cutting-edge solutions, offering seamless validation and verification through a robust API ecosystem. The digital KYC and compliance APIs cater to diverse needs, from instant loans and instant insurance to other financial products, facilitating identity, employment, and business verification. Complementing this, OnGrid’s physical due diligence solution redefines on-site assessments, delivering customized verification services and enhanced risk management capabilities. Furthermore, the GridCollect platform revolutionizes debt recovery, enabling smarter and faster processes while reducing costs and maintaining positive borrower relationships. With a commitment to reliability and compliance, these solutions streamline operations and drive efficiency across the BFSI landscape.
American Express
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way.
The Credit & Fraud Risk (CFR) team leverages data and digital advancements to improve service and risk management as well as enable commerce and drive innovation It utilizes an array of tools and ever-evolving technology to provide a world-class experience with an emphasis on minimizing the disruption of good spending and detecting and combating fraud. CFR is responsible for developing and monitoring statistical models for predicting individual and commercial behaviors such as credit risk, fraud risk, spending and revolve. These models are used for key business decisions made across the customer life cycle.
FCI
FCI is a Global provider of Customer Experience Management (CXM) solutions enabling consumer facing businesses of all sizes deliver exceptional customer experience with the help of a dynamic, interactive and hyper-personalized communications (batch, on-demand, ad-hoc).
Our solutions and services help businesses break down silos, achieve automation and usher consistencies in delivering omnichannel communications that are not only engaging & interactive but strictly adhere to regulatory compliance, stay consistent with the brand voice and meet their CX objectives to drive business growth.
Our mission is to help organizations make:
- Real-time interactions data-driven & contextual.
- Communications bi-directional & hyper-personalized.
- Innovate, create and manage customer relationships.
DreamFolks
DreamFolks is India's largest airport services aggregator, facilitating an enhanced travel & lifestyle experience to customers, through its proprietary technology platform. A service provider for all the leading Card Networks and Issuers, DreamFolks began its journey over a decade ago and since then the company has transformed from being an airport lounge access aggregator to an end-to-end technology solutions provider for designing and delivering services that enhance the travel experience.
Today, the company holds a market share of over 90% in the domestic lounge access market for India issued debit and credit card programs. DreamFolks client portfolio comprises of top Banks, Card Networks, Airlines, OTAs, and Enterprises. DreamFolks technology platform enables end-users to access travel & lifestyle services via bank-issued credit & debit cards. The business model targets and integrates Clients at one end with various service providers at the other end. The brainchild of Liberatha Kallat, Chairperson & Managing Director at DreamFolks, the company ensures seamless journey for customers travelling from their homes to their final destinations through a wide range of services covering lounge access, meet & assist, airport transfers, golf, F&B, spa, transit hotels/nap rooms, travel SIM, visa services, highway F&B, healthcare, beauty & grooming, and more.
DreamFolks, the incubator of airport services industry in India, has a global presence extending to 1500+ touchpoints in 100+ countries across the globe.
EbixCash Financial Technologies
EbixCash Financial Technologies is an integral part of EbixCash, a leading Fintech solution provider which is emerging as one of the leading Financial Exchanges in India. We offer a specialized suite of products and technology solutions for Banking & Finance, Telecom and Insurance Industries which support clients in 60+ countries. Our pioneering enterprise level origination, receivables management, debt management, asset and wealth management solutions are trusted by over 200 plus clients globally.
Mindgate Solutions
Mindgate Solutions has been at the forefront of the payments revolution from its inception in 2008, an
outlook that has made it a key global player in payments technology & transaction processing. From building
new generation payment gateways to mobile-based collections and payments platforms like RTP & UPI,
Mindgate has been a true leader in the space.
Headquartered in Mumbai, India, Mindgate homes 1200+ payments professionals and works with over 60+ global marquee customers, processing nearly 6 billion digital transactions every month.
Supporting the UPI success story in India as one of the fastest trending online RTP ecosystems with a Bank
Centric Model, Mindgate system, with a capacity of clocking more than 20,000 TPS, has ensured that more
than 50% of UPI transactions are seamlessly and securely routed through Mindgate partner banks.
With G3 and FPS, Mindgate has been able to take its RTP expertise to Singapore and Hong Kong respectively. Its collaboration with larger banks in the Middle East has helped transform the corporate payments space. Mindgate’s Transaction Banking in a box helps the banks to consolidate their channels to back-office on a single cloud-native (agnostic) platform. This eliminates banks to invest on internet banking, mobile banking & API banking and manage them as well, saving both cost and time.
Mindgate’s strategic alliance with ACI Worldwide is a way to bolster its presence in the payments domain. Through this partnership, Mindgate intends to blend its digital overlay services with ACI's Switch to leverage real-time UPI opportunities globally.
With its unparalleled array of solutions, Mindgate helps its clients deliver seamless execution in their digital banking needs. These solutions include Real Time Retail Payments for End-to-End Retail Banking Solutions, Corporate transaction Banking for driving the transformation in Transaction banking, Government Business Banking that offers modern solutions for all government needs, Central infrastructure for modernizing the payment infrastructure, Reconciliation & Settlement to Simplify the reconciliation and settlement process, along with Merchant offerings that provide modern solutions for seamless business growth.
Yubi
The Yubi Fintech Group is the world’s only technology company powering the end-to-end debt lifecycle.
Yubi's technology infrastructure, credit marketplace, risk evaluation, and collections platforms facilitate every stage of the flow of money from lenders to borrowers and back to lenders.
Today, Yubi facilitates over ₹1,40,000 Cr in debt volumes, serving 17,000+ enterprises and 6,200+ investors & lenders while reducing collections costs by 57%.
With a mission to deepen the debt market and democratize capital flow, Yubi is transforming the financial landscape, fostering inclusivity, and building a transparent and responsible ecosystem for all.
Servosys
Servosys is one of the fastest-growing providers of software products and technology services for business process automation solutions that address challenges like process turn-around time, organizational productivity, service quality, regulatory compliance, business scalability, operational visibility and excellence.
Our Media Partner's For 2025 Edition
Banking Finance
Banking Finance an exclusive journal on Banking and Finance Segment.
The economic scenario of our country is changing rapidly keeping in pace with the world economic scenario. Indian economy is standing on the cross roads where a little change in the Govt. policy and/or market response, labour indiscipline counts much.
In this situation it is very important to keep yourself apprised of the prevailing trends of the economy. Our journal Banking Finance brings you the latest informations of the Indian Banking through its pages containing several innovative research articles and features which are not available elsewhere. It keeps you update with the development of the Banking and Finance Industry every month. Along with the journal our Online newsportal bankingfinance.in keeps you update online in realtime.
Risk Management Association of India
Risk Management has assumed great significance in the global economic scenario. More and more companies are recognising the need for implementing the concept in their organisation. In India though the importance of Risk Management has been recognized but no concrete step has been taken to establish it as an integral part of activity so that risks may be perceived in advance and suitable measures are taken to avoid it.
In order to respond to the future challenges, Risk Management Association of India has taken the onerous responsibility to create a platform for Risk Professionals, Insurers, Bankers, Corporates to exchange latest news, articles, resources relating to risk management, encourage research and development.
siliconindia
siliconindia publishes exclusive and authentic content through stories of burgeoning entrepreneurs, outstanding technologists, and accomplished CXOs, along with business analysis, leading technology trends, and opinions. Having procured the wisdom and augmented the insights on various verticals, besides technology, siliconindia over the years has branched into sectors ranging from Enterprise Services to Healthcare, Education, Consultants, Real Estate, Lifestyle, and Startups. Having grown profoundly, siliconindia today reaches out to the top management and senior executives (VPs and CXOs), venture capitalists, and entrepreneurs across India. siliconindia is a proponent of the bilateral business corridor, acting as a quintessential forum for professionals to interact, exchange knowledge, develop business relationships, and share their experiences—a one of kind proposition.
CIOTechOutlook
Published from Bangalore, Karnataka, CIOTechOutlook is an excellent platform for the enterprise to showcase their innovative solutions. While India enterprise market is growing exponentially, there is a vacuum among entrepreneurs of enterprise startups. We believe that there is no other platform which gives companies a heads up on the innovative solutions that the startups are working on, what are the needs that haven't been met yet and more. CIOTechOutlook will act as a platform allowing high level executives in the enterprises to share their insights, which in turn will help the enterprise startup ecosystem, help technology and business leaders with analysis on information technology trends and give a better understanding of the role that enterprise solutions play in achieving the business goals.